The P-F-A-T Framework is the complete capital operating system behind all three toolkits —
applicable to any market, any currency, any instrument class. Every trade, investment, and allocation decision
runs through four sequential filters before a single unit of capital is deployed.
The India-specific examples below are illustrative. The framework logic — Personal Quotient, Filter, Allocate, Trade Management — applies identically whether you are trading on the NSE, NYSE, LSE, SGX, or DFM. Substitute your market's equivalents in each cell.
Personal Quotient
Who are you?
Trader · Investor · System Operator
Intraday / Day
Your fastest-execution broker or platform
Swing
Your active trading account
Positional
Your medium-term account
Long-Term
Your long-horizon custodian
Algo / Systematic
Your execution API / platform
Key question
Which style matches my temperament, time, and capital stage?
Filter Stocks / Assets
Fundamental screen
Financial screener for your market
Technical
Price action + your indicator set
Intraday chart
Heikin Ashi · 15/5/3 min
Swing chart
Daily · Weekly
Positional chart
Daily · Weekly · Monthly
Algo filter
Backtest registry · regime check
Key question
Does this asset pass both fundamental and technical filters?
Allocate Capital
Long-Term %
~71% · buy-and-hold account
Positional %
~14% · max 5–7 positions
Swing %
~9% · max 5 positions
Intraday %
~3% · max 1–2 positions
Algo %
~3% · automated · defined rules
RR minimum
2.7:1 for swing / positional
Key question
How much capital does this setup warrant given my risk rules? (Use PSC — Toolkits 1 & 2)
Trade Management
Intraday SL
Technical · end-of-session
Positional time stop
2–3 months
Long-term SL
3 months · swing low
Review cadence
Twice daily · open & close
Pyramid add
JSN-PSC method · 3 lots
Key question
Is the position behaving as the thesis requires within the time stop?
| Style | Account Type | Capital % | Risk % | Min R:R | Time Stop | Progression |
|---|
| Intraday / Day | Fastest broker | ~3% | Up to 10% | 2.5:1 | End of session | Close daily |
| Swing | Active account | ~9% | 2–4% | 2.7:1 | 1–2 weeks | Hold → LT if thesis grows |
| Positional | Medium-term | ~14% | 2–4% | 2.7:1 | 2–3 months | Hold → LT if thesis grows |
| Long-Term | Custodian / LT | ~71% | 10% | Variable | 3 months | ZIP when multiplied (Toolkit 1) |
| Mode | Instruments | Allocation | Risk | Chart / Timeframe | Max Trades |
|---|
| Systematic Algo | Index futures / ETF / your primary instrument | ~3% | Defined per strategy | HA · 3–15 min | Defined per strategy |
| Situation | Tool to Use | From Toolkit |
|---|
| Sizing a long-term entry | PSC Long-Term Calculator | Toolkit 1 · Tool 2 |
| Recovering capital from a winner | ZIP Calculator | Toolkit 1 · Tool 3 |
| Planning retirement / income from capital | Money Spinner | Toolkit 1 · Tool 1 |
| Sizing a swing or positional trade | PSC Short / Mid-Term | Toolkit 2 · Tool 1 |
| Sizing an aggressive intraday trade | APSC Calculator | Toolkit 2 · Tool 2 |
| Pricing an option / selecting a strike | Options Probability | Toolkit 2 · Tool 3 |
| Checking if the portfolio is generating enough | Redemptions Against Target | Toolkit 3 · Tool 1 |
| Reviewing which strategies are working | Performance Summary | Toolkit 3 · Tool 2 |
| Diagnosing a losing period | P-F-A-T + Performance Summary | Toolkit 3 · Tools 2 & 3 |
The P-F-A-T Framework connects all three toolkits.
P determines which account and style. F determines which assets and charts.
A determines how much capital — using the PSC calculators from Toolkits 1 and 2.
T determines when to exit, when to add, and how to manage the position over time.
The Redemptions Calculator tells you whether the whole system is generating enough.
The Performance Summary tells you which strategies are working and which are not.
The framework is the intelligence layer. The tools are the execution layer.
Complete capital system · Not just tools
Globally applicable · Any market · Any currency
CCL Programme · System Operator level
This Framework is the Foundation of the CCL Programme
The Capital Competency Lab takes the P-F-A-T Framework and builds it live — with you, around your capital,
your market, your style, and your system. Available globally. If Toolkit 3 is where you are operating, CCL is the next step.
Join the CCL Waitlist →